NutraInsure

Specifically designed for nutraceutical companies that manufacture, import, and/or distribute dietary supplements, herbal products, and cosmetics.

Insurance Program Highlights

NutraInsure provides a comprehensive set of included as well as optional coverages for a perfectly tailored nutraceutical insurance plan at the most competitive price.

  • Highly competitive rates

  • Customizable policy language tailored for your company
  • Additional insured endorsement for vendors
  • Punitive damages where allowed by law

  • Best in class insurance carrier

  • Global network for legal protection

  • More information

There are multiple ways to apply, one is to get a quote online.



If you have already completed an application for insurance from any other company, you can upload an application here.

Upload existing application

CASE STUDY AND CLAIM SCENERIOS

Case Study: Supplement Manufacturer Saves 35% by Switching to NutraInsure

A mid-sized supplement manufacturer signs a new distribution agreement with a large national retailer which requires a $10MM / 20MM Product Liability limit. NutraInsure was able to provide a split limit, matching the needed $10MM/20MM limit for sales to this retailer and maintaining $5MM/5MM limits for all other sales. This approach provided the manufacturer a 35% of overall cost savings and provided the needed limits on a primary basis.

Claim Scenerio: Product Liability

Consumer suffers an adverse reaction to a product, causing hair loss and light blistering of the scalp. Policy covers treatment of bodily injury and also provides expanded coverage for emotional distress/mental anguish associated with a temporary condition. Many current policies would limit coverage to strictly bodily injury. (product liability)

Claim Scenario: Cyber Liability

Insured sells a large amount of product through their website, managing a database of sensitive consumer information. Employee makes an unauthorized copy of the customer database prior to termination. (data breach/cyber liability).

Claim Scenario: Product Liability

Foreign component supplier is alleged to have sold contaminated ingredients which you incorporate into your supplement.

Claim Scenario: Product Liability

A fire devastates a supplier’s plant in India, halting manufacturing at your plant in the U.S. and causing significant delays to get your plant compliant with new regulatory requirements.

Claim Scenario: Product Liability

You are sued for a failure to warn after a heavy user of your dietary supplement suffers cardiac arrest.